Principal Payment Product Management (Digital Payments Core Tech)

About This Role

Discover. A brighter future.

With us, you’ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.

Come build your future, while being the reason millions of people find a brighter financial future with Discover.

Job Description:

What You'll Do

The Principal Payments Product Manager is responsible for managing the strategy, roadmap, and goals for Digital Payments Core Technologies supporting Digital Payments Products. This includes partnering with the client-facing product managers and product owners to evaluate existing and desired capabilities, assess commonalities, and create strategic initiatives to build multi-tenant technologies that will be leveraged by Digital Product Families to satisfy partner expectations. This includes network capabilities such as tokenization, de-tokenization, cryptograms, and token lookup services.

 

Assesses the performance of and shapes the structure and direction of new and existing product lines and develops or assists in developing and executing strategic product plans for key initiatives such as the introduction of new products, product line extensions, or product enhancements. Assist the team in achieving specific goals for each product, including evaluating product performance, and identifying innovations to address customer needs and improve product performance in the market. Actively manages and escalates risk and customer-impacting issues within the day-to-day role to management.

How You'll Do It

• Identify sources, monitor, analyze, and interpret key product performance metrics including financials, network volumes, other key statistics, and internal/external customer feedback trends, then develop and communicate findings, suggests and recommends performance improvements to support data driven business decisions.

• Partners with vendors and/or cross-functional internal teams such as Sales, Operations, Legal, Marketing, Finance, Technology in the evaluation, development, management, and/or enhancement of assigned products and/or programs.

• Manages and communicates scope, deliverables, timelines of projects and/or plans within pre-set budgets.

• Participates in Agile sprints, planning, and executions.

• Collaborate with cross functional teams to develop or support sales efforts or go-to-market strategies. 

Qualifications You'll Need
Minimum Requirements

• Bachelors Information Technology, Social Sciences, Business Administration and Management, Marketing, Communications or related
• 6+ years Product Management or related

In Lieu of Education Experience

• 10+ years Card payments, network, acquiring, issuing, mobile technologies, digital payments, or related including Product Management Experience

Preferred Requirements

• Master’s Degree in Social Sciences, Information Technology, Communications, Marketing, or Business Administration and Management

• 2+ years of experience in Agile methodology 

• 6+ years of experience in Card payments, network, acquiring, issuing, mobile technologies, digital payments, financial services or related

Physical and Cognitive Requirements
The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable a qualified individual with disabilities to perform the essential functions of the position as required by federal, state, and local laws:

• Primarily remain in a stationary position.
• Occasionally move about the work environment to complete the major responsibilities of the job.
• Ability to transport physical objects up to 10 pounds (5 kg).
• Primarily performed indoors in an office setting.
• Ability to operate office equipment such as but not limited to computer, telephone, printer, and calculator.
• Ability to communicate verbally. Ability to communicate in written form.
• Travel Requirements - Travel up to 10% of the time.

Discover will not sponsor or transfer employment work visas for this position. Applicants must be currently authorized to work in the United States on a full-time basis.

Application Deadline:

The application window for this position is anticipated to close on Jul-13-2025. We encourage you to apply as soon as possible. The posting may be available past this date, but it is not guaranteed.

Compensation:

The base pay for this position generally ranges between $91,000.00 to $153,400.00. Additional incentives may be provided as part of a market competitive total compensation package. Factors, such as but not limited to, geographical location, relevant experience, education, and skill level may impact the pay for this position.

Benefits:

We also offer a range of benefits and programs based on eligibility. These benefits include:

• Paid Parental Leave

• Paid Time Off

• 401(k) Plan

• Medical, Dental, Vision, & Health Savings Account

• Short and Long Term Disability, Life, and Accidental Death & Dismemberment insurances

• Recognition Program

• Education Assistance

• Commuter Benefits

• Family Support Programs

• Employee Stock Purchase Plan

Learn more at mydiscoverbenefits.com.

What are you waiting for? Apply today!

All Discover employees place our customers at the very center of our work. To deliver on our promises to our customers, each of us contribute every day to a culture that values compliance and risk management.

Discover, a division of Capital One, N.A., is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or other legally protected status. (Know Your Rights)

Discover complies with federal, state, and local laws applicable to qualified individuals with disabilities and is committed to providing reasonable accommodations. If you require a reasonable accommodation to search for a position, to complete an application, and/or to participate in an interview, please email HireAccommodation@discover.com. Any information you provide regarding your accommodation needs will be kept confidential and will only be used to determine and provide necessary accommodation.

At Discover, we are committed to creating an inclusive and equitable workplace through our Fair Chance Hiring practices. Fair Chance Hiring means that we base our hiring decisions on an applicant’s qualifications rather than their criminal record. All our positions are subject to Section 19 of the Federal Deposit Insurance Act. Our applicants go through a background check, and we follow all applicable local laws, including the Los Angeles County Fair Chance Hiring Ordinance (LA County Fair Chance).

Positions marked as remote eligible are limited to remote locations within the country in which the position is based.

Applicants must be 18 or older at the time of hire.